Ukujonga i-Stimulus 2023
Kubonakala ngathi ngalo lonke ixesha i-stimulus check ithunyelwa, kuye kuthi xha ngemizuzwana emihlanu ngaphambi kokuba umntu abuze, “Ngoko . . . kuya kubakho omnye ukuvuselela?” (Isikhumbuzo: Itshekhi yesithathu yokuvuselela yathunyelwa ngoMatshi ka-2021). Ukuba ungomnye waba bantu bayazibuza ukuba uvuselelo lwesine luya kwenzeka, sinempendulo yakho: Ewe. . . kanjalo. Yiyo yinyaniso, ukukhangela i-stimulus yesine is kwenzeka-kodwa kuphela ukuba uhlala kumazwe athile eMelika.
Ngaba uHlolo lwesi-4 lweSivuselelo luyenzeka ngokwenene?
bona are-kodwa abaphumi kurhulumente womdibaniso njengoko kujongwe ukuvuselela ezintathu zokugqibela. Ngeli xesha, konke kuxhomekeke ukuba uhlala kweliphi ilizwe. Ilungile le nto, ezi vavanyo zokuvuselela ezine zinikwa abantu abathile kumanqanaba karhulumente kunye nesixeko ngoku.
Emuva xa i-American Rescue Plan yakhutshwa, onke amazwe angama-50 anikwe i-195 yeebhiliyoni zeedola (i-500 yezigidi zeedola ubuncinane kwilizwe ngalinye) ukuxhasa ukubuyisela uqoqosho lwabo kufutshane nekhaya.1 Yintlama eninzi. Kodwa nantsi into yokubambisa: abanalo ixesha lokuchitha loo mali. Amazwe kufuneka acinge ukuba imali iza kuchithwa ngantoni ekupheleni kuka-2024. Emva koko banexesha kude kube ngu-2026 ukuba bayisebenzise yonke loo mali.
Ngaba kuya kubakho olunye uHlolo lwe-Federal Stimulus?
Uninzi lwabantu luyavuma ukuba ukufumana enye isheke enkulu yokuvuselela urhulumente kukudubula okude okwangoku. Okwangoku, abanye abenzi bomthetho baqhubeka betyhala enye isheke yokuvuselela ukunceda abantu baseMelika ukuba baphinde babulele kwi-COVID-19. Kwaye kunye nokwahluka kweDelta kunye ne-Omicron phaya, ngaba enye isheke yokuvuselela iyakwenzeka wonke? Awunokwazi. Lixesha kuphela eliya kuxela, ngokwenene. Abantu abaninzi khange bacinge ukuba siza kubona ukuvuselela okwesithathu—kodwa kwenzekile.
Ngoqoqosho kunye nemisebenzi zombini ekunyukeni, imfuno yokujonga uvuselelo ingaphantsi kunokuqala ubhubhane. Singasathethi ke, abantu abaninzi bafumana imali eyongezelelweyo nyanga nganye kwiTyala leRhafu yoMntwana. Yongeza yonke loo nto kwaye kulula ukubona ukuba kunokubakho hayi ibe yenye i-stimulus check. Kodwa ukuba ikhona, ungakhathazeki—siza kukwazisa.
Ukujongwa koKhuseleko lwaBantwana ngo-2023
Le yinzuzo eyongezelelweyo yabazali base-USA okanye abagcini. Ngokuxhomekeke kumvuzo wakho, ungathemba iinzuzo ezininzi zerhafu kunye nokutsalwa njengomzali okanye umgcini. Ngo-2023, elona tyala liphezulu leRhafu yoMntwana ngomntwana ngamnye ofanelekileyo yi-$2,000 kwabo bangaphantsi kweminyaka emihlanu kunye ne-$3,000 kwabo baphakathi kwesithandathu neshumi elinesixhenxe.
Isixa sahlukile ngokwengeniso yomntwana kunye neminyaka, kodwa isixa esikhulu se-CTC yi-$ 2,000. Kwakhona kukho imeko yokuba ubudala bomntwana akufanele bube ngaphezu kweminyaka emi-5. Abazali okanye abagcini abahlala nabantwana abaphakathi kweminyaka emithandathu neshumi elinesixhenxe banokufumana inzuzo ukuya kuthi ga kwi-3,000 yeedola.
IGolden State Stimulus Check 2023
ICalifornia ibonelela ngeGolden State Stimulus kwiintsapho nakubantu abafanelekileyo. Le yintlawulo yokuvuselela abantu abathile abafaka iimbuyekezo zerhafu zika-2020. Uvuselelo lweGolden State lujolise koku:
- Ukuxhasa abantu baseCalifornia abanemivuzo ephantsi naphakathi
- Nceda abo bajongene nobunzima ngenxa ye-COVID-19
Kubantu abaninzi baseCarlifonia abafanelekileyo, akukho mfuneko yokuba wenze nantoni na ukuze ufumane intlawulo yokuvuselela ngaphandle kokufaka imbuyekezo yerhafu ka-2020.
Kukho iintlawulo ezimbini ezahlukeneyo zokuvuselela. Unokufanelekela enye okanye zombini. Ndwendwela iibhokisi ezingezantsi ngolwazi oluthe kratya malunga neGolden State Stimulus I kunye ne-II.
I-Golden State Stimulus I
ICalifornia iya kubonelela ngentlawulo yeGolden State Stimulus kwiintsapho nakubantu abafanelekileyo. Ungayifumana le ntlawulo ukuba ufaka imbuyekezo yakho yerhafu ka-2020 kwaye ufumane iCarlifonia efunyenwe ngetyala leRhafu yeNgeniso yeRhafu (CalEITC) okanye ifayile eneNombolo yeSazisi yoMhlawuli weRhafu (ITIN).
Golden State Stimulus II
ICalifornia iya kubonelela ngentlawulo yeGolden State Stimulus II (GSS II) kwiintsapho nakubantu abafanelekileyo. Ungayifumana le ntlawulo ukuba wenza i-75,000 yeedola okanye ngaphantsi kwaye ufake imbuyekezo yakho yerhafu ka-2020.
Abantu baseMelika bazichithe njani iitshekhi zabo zokuvuselela?
Kukho ezintathu-zibale-Ntathu Ukujonga ukuvuselela okubanzi kurhulumente ukusukela oko ubhubhane wahlasela. Kwaye ngoku sele kudlule ixesha elininzi ukusukela oko bakhuphe eyokuqala, sibona indlela abantu abayisebenzisa ngayo loo mali. Imeko yethu yophononongo lwezeMali zoBuqu lufumanise ukuba kwabo bathe bafumana i-stimulus check:
- I-41% isetyenziselwe ukuhlawula izinto eziyimfuneko ezifana nokutya kunye namatyala
- I-38% igcine imali.
- I-11% iyichithe kwizinto ezingajongwa njengeemfuno
- I-5% ityalwe emalini
Kwaye ngaphezu koko, nazi iindaba ezimnandi: Idatha evela kwi-Census Bureau ibonisa ukuba ukunqongophala kokutya kwehle ngama-40% kwaye ukungazinzi kwezemali kwehle nge-45% emva kokuhlolwa kwe-stimulus ezimbini zokugqibela.25 Yinto enkulu leyo. Kodwa umbuzo ngulo-ukuba abantu bakwindawo engcono ngoku, baya kuba lula ukulawula imali yabo ukuze baqinisekise izinto Kuhlala ngalo ndlela?
Uluhlu lweSine iitshekhi zokuvuselela ezivunyiweyo kwi-14 States
Njengoko ukunyuka kwamaxabiso kunyuka, amazwe amaninzi sele eqalisile ukuthumela uncedo kubahlawuli berhafu. Kutshanje, ngaphezulu kwamazwe ali-14 avume ukutshekishwa kwesine sokuvuselela. Ngaphandle koku, oku kujongwa kovuselelo kuya kwahluka kumanyathelo angaphambili okunceda ubhubhani we-COVID-19. Ezi ntlawulo ziya kubandakanya iintlobo ngeentlobo zeentlawulo zemali kunye neendawo ekujoliswe kuzo. Amagosa karhulumente ajonge ukuthomalalisa i-COVID-19 kunye nomthwalo wemali wokunyuka kwamaxabiso.
Amazwe afanelekileyo
Forbes Advisor udwelisa 14 ithi ezifanelekileyo kuquka:
- California
- Colorado
- Delaware
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Maine
- ijezi New
- New Mexico
- Minnesota
- South Carolina
- Virginia
Ilizwe ngalinye libonelela ngeendlela zokufaneleka kweentlawulo zoncedo. Funda ngakumbi malunga namazwe ongezelelweyo asebenzayo ngoku ukuvuma uvuselelo.
Izaphulelo ezongezelelweyo
Isaphulelo samandla
Enye indlela amagosa karhulumente aqalise ngayo ukunyathela ngoMthetho weSaphulelo seGesi ka-2022. Lo mthetho uza kunciphisa iintlawulo zamandla ze-100 yeedola ngenyanga. Oku kuya kufumaneka kubahlawuli berhafu abafanelekileyo kuwo onke amazwe ngo-2022.
Ulwakhiwo lwentlawulo luya kufana nezicwangciso zangaphambili zokuvuselela. Oku kuya kuvumela abafayila abatshatileyo ukuba bafumane intlawulo epheleleyo kunye nemivuzo ukuya kuthi ga kwi-150,000 yeedola kunye neefayili ezingatshatanga ezifumana i-75,000 yeedola. Nangona kunjalo, iCongress isaxoxa ngokunikezela ngezicwangciso zentlawulo ngale ndlela.
Izaphulelo zerhafu
I-14 ithi sele iqalile ukubonelela ngesaphulelo serhafu kubahlali babo abaya kuhluka kwilizwe ngalinye, ngokusekelwe kwiimali ezikhoyo. Ngelixa ilizwe ngalinye lithathela ingqalelo iindlela ezahlukeneyo zokuhlawula, uninzi lukwenza oko ngesaphulelo serhafu, ukupasa amatyala, ukucuthwa kwerhafu yegrosari, kunye nentsalela yebhajethi eyongezelelweyo ngaphakathi kurhulumente.
Abasebenza ngaphambili
Amazwe anokunciphisa isheke yesine yokuvuselela kubasebenzi abaphambili. Amazwe aya kufuna umgangatho womvuzo othile ekusebenzeni nezigulana ze-COVID-19.
Abasebenzi abangaphangeliyo
Ukongeza, amazwe aya kuthi anciphise imali kubasebenzi abangaphangeliyo phakathi kwemihla ethile. Oku kubahlali bakarhulumente abakwazanga ukusebenza ngenxa ye-COVID-19, kunye nokufikelela kwimisebenzi ekude.
Yintoni elandelayo kubantu baseMelika
Ngamanyathelo ongezelelweyo athathiweyo, maninzi amanyathelo kweli phulo lenkxaso-mali. Abaqulunqi bomthetho kufuneka batyhale isiqabu kwilizwe ngalinye. Ngelixa ukuphunyezwa kwezaphulelo zerhasi, imivuzo yerhafu, kunye nokuhlolwa kwezibonelelo zokuvuselela abasebenzi, ukunyuka kwamaxabiso kusabakhathaza. Izaphulelo ezongezelelweyo ziya kuqulunqwa ngurhulumente ngamnye kwaye zineemfuno ezahlukeneyo zokwabiwa.
Ngawaphi amazwe afumana isheke entsha yokuvuselela ngo-Agasti ka-2023?
Amazwe asi-7 athathela ingqalelo uHlolo olungakumbi ngo-2023
Ngo-2020, izinto zazijongeka zimfiliba ngobhubhani we-Covid-19 owawugquba kunye nokungaqiniseki malunga nokuba yintoni elandelayo. Kwandula ke, kwabakho ukukhanya phakathi kwabo bonke ubumnyama. Oku kwakuxa kwakubhengezwa ukuba iitshekhi zokuvuselela ziya kuthunyelwa kubantu baseMelika ababekwingxaki enkulu yezemali ngenxa yokuvalwa kwehlabathi.
Ngelixa iitshekhi zokuvuselela uqoqosho zathunyelwa kubantu baseMelika izihlandlo ezininzi ngexesha lo bhubhani, kubonakala ngathi urhulumente wobumbano akasajongi ukubathumela kwakhona. Nangona kunjalo, amanye amazwe aceba ukuthumela iitshekhi zokuvuselela ngo-2023.
Nalu uluhlu lwamazwe athathela ingqalelo uphendlo olungakumbi lwe-stimulus. Jonga ukuba imeko yakho ikuluhlu kwaye uyakufanelekela na ukufumana inkxaso yovuselelo.
California
Ixabiso eliqikelelweyo: I-$ 200 ukuya kwi-$ 1,050, kuxhomekeke kumvuzo wakho, isimo sokufayilisha, kunye nokuba unabo abaxhomekeke kuwe. Jonga kwiBhodi yeRhafu yaseCalifornia Franchise malunga neziqinisekiso eziyimfuneko.
Abahlali beSizwana saseGolide basenokuba baqhelene neentlawulo zovuselelo zaseCalifornia, ezikhe zabizwa ngokuba “yiMbuyiselo yeRhafu yoHlelo oluPhakathi,” ezifumaneka kubemi abafake irhafu yelizwe laseCalifornia 2020 ngoOkthobha 15, 2021, kwaye bahlala eCalifornia ixesha elizeleyo ubuncinane beenyanga ezintandathu ngo-2020.
Ngalo lonke ixesha abantu baseCarlifonia bengenakubangwa njengabaxhomekeke kwirhafu ngo-2020 kwimbuyekezo yomnye umntu kwaye bengagqithanga kumda wengeniso elungelelanisiweyo yaseCalifornia - i-$250,000 yabantu abangatshatanga kunye nezibini ezitshatileyo ezifaka imbuyekezo yerhafu eyahlukileyo okanye ngaphezulu kweedola ezingama-500,000 kwabanye - amathuba okuba intlawulo ikwi indlela kwisiqingatha sokuqala sika-2023.
Idaho
Ixabiso eliqikelelweyo: Enkulu kune (1) $75 ngelungu ngalinye losapho okanye (2) 12% yetyala lerhafu phambi kweekhredithi, “ezinye” iirhafu, kunye neentlawulo zesaphulelo sonyaka wokuqala. Ilingana nenkulu (1) yeedola ezingama-600 kwizibini ezitshatileyo ezifaka imbuyekezo edibeneyo okanye i-300 yeedola kuzo zonke ezinye iifayili, okanye (2) i-10% yetyala lerhafu lika-2020 phambi kweekhredithi, iirhafu ezongezelelweyo, iintlawulo, kunye neminikelo.
Yimathematika entsonkothileyo edibanisa isixa esikhulu kubahlali base-Idaho. Kulo nyaka uphelileyo, urhulumente ukhuphe izaphulelo zerhafu ezibini kubahlali bonyaka ogcweleyo abafake irhafu yengeniso yelizwe lase-Idaho ngo-2020 kunye no-2021 ngo-2022. Iintlawulo zesaphulelo ziya kuthunyelwa kulo lonke i-2023 xa abahlali base-Idaho bafaka iirhafu zerhafu ngo-2022.
Maine
Ixabiso eliqikelelweyo: I-$ 450 yeefayili enye, i-$ 900 yeefayili ezidibeneyo kwi-2021 imbuyekezo yerhafu karhulumente.
Kukho intlawulo ehlaziyiweyo ka-2023 yabahlali baseMaine abahlala kurhulumente ngokusisigxina. Bafaka imbuyekezo yerhafu ka-2021 ungadlulanga umhla wama-31 kuOkthobha, 2022. Ibizwa ngokuba “yiNtlawulo yesiNcedo saMandla aseBusika.” Logama nje ingeniso epheleleyo elungelelanisiweyo yomanyano (AGI) ingxelo ngembuyekezo yerhafu ye-Maine ka-2021 yayingaphantsi kwe-100,000 yeedola (abahlawuli berhafu abangatshatanga kunye nezibini ezitshatileyo zifaka iimbuyekezo ezahlukeneyo), i-$150,000 (iintloko zezindlu), okanye i-$200,000 (iifayile ezitshatileyo ezinembuyekezo edibeneyo), Abahlawuli berhafu banokufanelekela iintlawulo ezithunyelwe ungadlulanga umhla wama-31 kuMatshi ngo-2023.
ijezi New
Ixabiso eliqikelelweyo: Kuxhomekeke kumvuzo ka-2019 nokuba abahlali bebengabaninimzi okanye ngabarenti ngaloo nyaka.
Inkqubo yoNcedo lweRhafu ye-ANCHOR iya kuthumela izaphulelo ze-1,500 yeedola kubahlali baseNew Jersey ababenamakhaya ngo-2019, kunye nengeniso epheleleyo ye-150,000 yeedola okanye ngaphantsi kwi-2023. Abaqeshi baseNew Jersey abanembuyekezo yerhafu ka-150,001 ebonisa i-$ 250,000 okanye ngaphantsi banokufanelekela isaphulelo se-$ 1,000.
New Mexico
Ixabiso eliqikelelweyo lesaphulelo sokuqala: I-500 yeedola zeefayile ezidibeneyo, intloko yekhaya, okanye abafayila abaseleyo abanemivuzo ka-2021 engaphantsi kwe-150,000 yeedola, kunye needola ezingama-250 kubahlali abangatshatanga kunye nezibini ezitshatileyo ezinembuyekezo yerhafu ka-2021 eyahlukileyo.
Ixabiso eliqikelelweyo leSaphulelo sesibini: I-1,000 yeedola yokudityaniswa, intloko yekhaya, kunye namaqabane aphilayo afake iifayile, kunye needola ezingama-500 zabahlali abangatshatanga kunye nezibini ezitshatileyo ezifaka ngokwahlukeneyo ngo-2021.
Hayi, awuboni kabini: iNew Mexico inezaphulelo ezicwangciselwe abahlali ngo-2023. Logama ufaka i-2021 New Mexico imbuyekezo yerhafu ngoMeyi 31, 2023, kwaye uhlale ungabangwanga njengomntu oxhomekeke kwimbuyekezo yomnye umntu, ube ufanelekile kwintlawulo yokuqala yokuvuselela.
Uvuselelo lwesibini luyinxalenye yomthetho oyilwayo oza kupasiswa ekupheleni kukaMatshi.
Pennsylvania
Ixabiso eliqikelelweyo: I-$250 ukuya kwi-$650 kubaninimzi abafanelekileyo, i-$500 ukuya kwi-$650 yabaqeshi abafanelekileyo, kunye nokuya kuthi ga kwi-975 yeedola kubantu abathile abadala.
Ukuba ungumhlali wasePennsylvania ubuncinci beminyaka engama-65 ubudala, umhlolokazi (er) ubuncinci be-50, okanye umntu okhubazekileyo ubuncinci iminyaka eyi-18, unokukwazi ukufaka isicelo sentlawulo yokuvuselela phantsi “kweRhafu yePropati / iRenti. Inkqubo yesaphulelo. Umda womvuzo wonyaka yi-$35,000 kubaninimzi kunye ne-$ 15,000 yabaqeshi.
Kwakhona qaphela ukuba i-50% yeenzuzo zoKhuseleko lweNtlalo ayibandakanywanga, kunye nokunciphisa i-70% yayo nayiphi na isaphulelo serhafu yepropati ye-2021.
South Carolina
Ixabiso eliqikelelweyo: Oku kuxhomekeke kwisimo sakho sokufayilisha ngo-2021 kuMzantsi Carolina wetyala lerhafu yengeniso, thabatha iikhredithi, kunye nesixa sesaphulelo esifikelele kuma-800 eedola.
Ngenxa yeNkanyamba u-Ian, isaphulelo saseMzantsi Carolina sihanjiswa ngezigaba ezibini. Oku kuxhomekeke kumhla ofake ngawo imbuyekezo yerhafu ngo-2021 noMzantsi Carolina.
Abantu abafake ifayile ngo-Oktobha 17, 2022, baya kuba sele benemali. Abo bawuphosileyo umhla wokugqibela kodwa bafaka phambi koFebruwari 15, 2023, kufuneka bafumane iitshekhi ngoMatshi 31, 2023.
Ukuba ungumhlali waseMzantsi Carolina kwaye uyazibuza malunga nemeko yetshekhi yakho, sebenzisa i-tracker yeSebe leNgeniso yaseMzantsi Carolina ukujonga isaphulelo sakho.
Ngaba iitshekhi zovuselelo zirhafiswa?
Njengebhonasi eyongeziweyo, iintlawulo ze-stimulus azihlawuliswa irhafu kwi-IRS. Oku kukunika imali eninzi yokusebenza xa uhlawula amatyala akho, usakha iakhawunti yakho yokonga, okanye ngenye indlela uchitha imali yakho yokuvuselela.
The Line Bottom
Ukuba unethamsanqa lokufumana uncedo lwezemali kwilizwe lakho kulo nyaka, yenza isicwangciso sendlela yokusebenzisa imali yokuvuselela. Nokuba isixa esincinci sinokunceda ukuthintela iintlawulo zasemva kwexesha ekufakeni ingxelo yakho yetyala. Oku kwenzeka ukuba uyisebenzisela ukwenza ubuncinci ubuncinci bentlawulo kumakhadi akho etyala phambi komhla omiselweyo.
Ukufumana intlawulo enkulu yokuvuselela? Cinga ngokuhlawula ityala lekhadi letyala elinenzala ephezulu ukuze uphucule amanqaku akho. Ungasebenzisa imali ukukhulisa (okanye ukuqala) ingxowa-mali kaxakeka ukulungiselela iindleko ezingalindelekanga kunye namahla ndinyuka ezoqoqosho. Ukugcina amanqaku akho etyala kwimo ephezulu kuya kukunceda kwimozulu yezaqhwithi zezoqoqosho. Cinga ngokubhalisela inkonzo ye-Experian yokubeka iliso ngetyala simahla ukulandelela amanqaku akho; uya kuba nakho ukufumana izilumkiso zotshintsho kwingxelo yakho yetyala ukunqanda ubusela besazisi.
Ngawaphi amazwe athumela iitshekhi ezininzi zesaphulelo?
Ukukhangela ukukhangela baye baba yinxalenye ebalulekileyo yemigudu yokunceda kwezoqoqosho, bebonelela ngenkxaso yemali kubantu ngabanye nakwiintsapho ngamaxesha okungaqiniseki kwezoqoqosho.
Njengoko singena ngo-2023, abanye bathi kwi eunited States bathatha amanyathelo ongezelelweyo ukukhulisa uqoqosho lwabo kunye nokukhulula abahlali babo. Oku kwenziwa ngokukhupha iitshekhi ezongezelelweyo zesaphulelo. Kweli nqaku, siza kuphonononga amazwe athumela iitshekhi ezininzi zesaphulelo njengenxalenye yemizamo yabo yokuvuselela.
Ngawaphi amazwe athumela iitshekhi ezininzi zesaphulelo?
California:
ICalifornia ibisoloko iphambili kwiinzame zokuvuselela, kwaye ngo-2023, iyaqhubeka nokubonelela ngesiqabu ngemali kubahlali bayo. Urhulumente uthumela iitshekhi ezongezelelweyo zesaphulelo kubantu abafanelekileyo nakwiintsapho njengenxalenye yesicwangciso sokubuyisela uqoqosho. Ezi tshekhi zijonge ukuvuselela inkcitho kunye nokuxhasa amashishini asekhaya, ukunika ukomelela okufunekayo kuqoqosho lwaseCalifornia.
Inew york:
INew York lelinye ilizwe elithumele iitshekhi ezongezelelweyo zesaphulelo kubahlali bayo. Urhulumente welizwe uyayibona imingeni yezoqoqosho eqhubekayo ejongene nabemi bayo kwaye ifuna ukunciphisa imithwalo yemali ngokubonelela ngoncedo lwemali olongezelelweyo. Olu vavanyo lwesaphulelo luyilelwe ukuxhasa abantu kunye neentsapho njengoko bezama ukufumana kwakhona.
Texas:
I-Texas ijoyine inqanaba lamazwe athumela iitshekhi ezininzi zesaphulelo ngo-2023. Iqaphela impembelelo yobhubhane kuqoqosho lwelizwe, iTexas ijolise ekuboneleleni ngenkxaso yemali ngokuthe ngqo kubahlali bayo. Olu vavanyo lwesaphulelo lunika isiqabu kubantu kunye neentsapho, lubanceda bahlangabezane neemfuno zabo zangoku kwaye babe negalelo ekuvuseleleni uqoqosho lukarhulumente.
Florida:
IFlorida iphinda iphumeze amanyathelo okuxhasa abahlali bayo ngokuhlolwa kwesaphulelo esongezelelweyo. Urhulumente welizwe uyakuqaphela ukubaluleka koncedo lwemali ngamaxesha anzima. Iitshekhi zezaphulelo zeendleko zenzelwe ukukhulula kunye nokuvuselela umsebenzi wezoqoqosho.
Iinzame zala mazwe zokuthumela iitshekhi ezongezelelekileyo zesaphulelo zibonisa ukuzinikela kwabo ekuxhaseni abahlali babo nasekukhuthazeni ukuvuseleleka koqoqosho. Ngokubonelela ngoncedo lwemali oluthe ngqo, bajolise ekunciphiseni uxinzelelo lwezemali olufunyanwa ngabantu kunye neentsapho, ekugqibeleni luvuselela uqoqosho lwengingqi kunye nokunyusa inkcitho yabathengi.
Njengoko singena ku-2023, amazwe amaninzi e-United States athatha amanyathelo akhawulezileyo ukubonelela ngovuselelo olongezelelweyo ngokuhlolwa kwesaphulelo. Amazwe afana California, eNew York, eTexas naseFlorida baqonde ukubaluleka kokuxhasa abahlali babo ngamaxesha anzima.
Kunyanzelekile ukuba uhlale unolwazi malunga neendlela ezithile zokufaneleka kunye neenkqubo zokusasazwa kolu kuhlolwa kwesaphulelo kwiphondo ngalinye, njengoko zinokwahluka.
Ngaba (uKhubazeko loKhuseleko loLuntu) i-SSI iya kufumana uHlolo lwesine lweSivuselelo ngo-2023?
Usenokuba ufunde amanqaku okanye ubukele iividiyo eziposwe kwi-intanethi ngekota yokugqibela ka-2022 ezithembise umjikelo wesine weentlawulo zovuselelo. Nje ukuba ucofe inqaku okanye ividiyo, kuthatha imizuzu embalwa ngaphambi kokuba "ingcaphephe" ivume ukuba kuthatha isenzo seCongress ukugunyazisa iintlawulo kunye nokubonelela ngenkxaso-mali efunekayo yokuvuselela ukungena kwe-SSI ngo-2023.
London Ukufaneleka abameli bayazingca ngokukunika ulwazi oluchanekileyo malunga neNgeniso yoKhuseleko oloNgezelelweyo, i-Inshurensi yoKhubazeko lweNtlalo, kunye nezinye iinkqubo zenzuzo ezifumaneka ngoLawulo loKhuseleko lweNtlalo. Endaweni yokuqikelela, abameli bethu abakhubazekileyo basebenzisa amava abo ngeenkqubo zoKhuseleko lweNtlalo kunye nolwazi lwemithetho nemimiselo. Bakunika iingcebiso ezinyanisekileyo kunye nokumelwa onokuthi uthembele kwaye uthembele.
Eli nqaku lijonga i-stimulus checks abantu abayifumene kumanqanaba okuqala obhubhane. Ikwajonga nendlela iCongress engekenze ngayo ukuba i-SSI ifumane isheke sesine sokuvuselela ngo-2023. Kukho, nangona kunjalo, iinkqubo kwii-18 zithi ezinikezela abahlawuli berhafu isaphulelo serhafu okanye enye indlela yokuhlawula. Oku kukwenza lula umthwalo wemali wokunyuka kwamaxabiso kwiimveliso kunye neenkonzo zabathengi.
Iinkqubo ze-Federal stimulus
Ngexesha leentsuku zokuqala zobhubhani we-COVID-19, xa kwacaca ukuba abantu bonzakala kwezoqoqosho ngenxa yokungaqeshwa okubangelwa ngamashishini anqumamisa ukusebenza, iCongress yawisa umthetho ogunyazisa ukuhlawulwa kweentlawulo. Umjikelo wokuqala wentlawulo waqala ngoMatshi ka-2020 umntu omdala ngamnye ofanelekileyo efumana i-$1,200 nenye i-$500 kumntwana ngamnye ongaphantsi kweminyaka eyi-17. Abanye abantu bafumana ngaphantsi kwentlawulo epheleleyo ye-$1,200 ukuba babene-$75,000.
Omnye umjikelo weentlawulo wagunyaziswa ngoDisemba 2020. Abantu abadala kunye nabantwana abafanelekileyo abangaphantsi kwe-17 bafumana i-$ 600. Imida yengeniso esetyenziswa kumjikelo wokuqala ikwasebenza kwiintlawulo zikaDisemba ka-2020.
Xa ulawulo lweTrump luthatha isikhundla kwi-2021, iCongress yadlulisela i-American Rescue Plan Act ka-2021. Umthetho ugunyazise ukuhlawulwa kwe-$ 1,400 kubantu ngabanye kunye ne-$ 2,800 yezibini ezitshatileyo ezifake imbuyekezo yerhafu yengeniso edibeneyo. Bekukho ne-$1,400 yentlawulo yabantu abaxhomekeke kubo, kuquka nabantu abadala abaxhomekeke kubo.
Ngokwe-Internal Revenue Service, eyayinikwe umsebenzi wokufumana iintlawulo zokuvuselela ezandleni zabantu abafanelekileyo, zonke iintlawulo zemijikelo emithathu zikhutshiwe. Ukuba ubufanele ukuhlawulwa kwaye awuzange uyifumane, ungenza ibango leRebate Rebate Credit ngo-2020 okanye ngo-2021 kwimbuyekezo yerhafu yengeniso yomanyano. Kusenokufuneka ufake imbuyekezo elungisiweyo kuyo nayiphi na okanye yomibini iminyaka yerhafu ukuba sele ufake ifayile ngaphandle kokubanga ikhredithi.
IiNkqubo zeStimulus ezixhaswa nguRhulumente ziQalwe ngo-2022
Nangona urhulumente wobumbano engakhange agunyazise iintlawulo zovuselelo, ukuba ufumana itshekhi ye-SSI ngo-2023, unokuba nelungelo lemali evela kurhulumente ohlala kuwo. Amazwe alishumi elinesibhozo aneenkqubo zokubonelela ngezaphulelo kubahlawuli berhafu okanye ezinye iintlawulo zexesha elinye ukuze abonelele ngoncedo lwemali kubemi bawo abasenokuba nobunzima bokufumana imali yokuhlangabezana nokunyuka kwamaxabiso okwenza iimpahla neenkonzo zabathengi zibize kakhulu. Ezinye zelizwe ezibonelela ngeenkqubo ziquka:
California: Abantu abafake imbuyekezo yerhafu karhulumente kunyaka werhafu ka-2020 banelungelo lokufumana imbuyekezo yerhafu ekudidi oluphakathi enokuba yi-1,050 yeedola. Iintlawulo kufuneka zikhutshwe ngoJanuwari 2023.
Enew Jersey: Ukuba ubungumninimzi okanye umqeshisi kurhulumente nge-1 ka-Okthobha, 2019, ungakufanelekela inkqubo yoncedo lwerhafu. Kuxhomekeke kumvuzo wakho, unokufumana ukuya kuthi ga kwi-1,500 yeedola xa iintlawulo zisenziwa ngo-2023.
Virginia: Ukuba uhlawule irhafu yengeniso eVirginia ngo-2021, ungakufanelekela ukufumana isaphulelo se-$500.
Gcina ukhumbule ukuba i-18 ithi ineenkqubo azikho unxibelelwano kunye neenkqubo zokuvuselela i-federal kwi-2020 kunye ne-2021. Kuya kuthatha isenzo seCongress kumjikelo wesine weentlawulo ze-federal stimulus ukuba zigunyaziswe kwaye zixhaswe ngemali.
Ungafumana uKhetho oloNgezelelweyo lwe-SSI ngo-2023 Ngexesha elithile kwiinyanga
Unokufumana ngaphezulu kwenyanga enye yokungena kwe-SSI ngo-2023, kodwa ayinanto yakwenza neentlawulo zovuselelo. Njengomthetho jikelele, izibonelelo ze-SSI zihlawulwa kanye ngenyanga ngosuku lokuqala lwenyanga. Nangona kunjalo, xa usuku lokuqala lwenyanga lukwimpelaveki okanye iholide yomanyano, intlawulo yakho ye-SSI iya kuqwalaselwa ngosuku lokugqibela lomsebenzi phambi kosuku lokuqala lwenyanga.
Umzekelo, uJanuwari 1, 2023, iwele kwiholide yomanyano kunye nangeCawa. Oku kuthetha ukuba abaxhamli be-SSI bafumana iintlawulo zabo zenyanga ngoDisemba 30, 2022, okuthetha ukuba ufumene iitshekhi ezimbini kuloo nyanga. Injongo yokwenza iintlawulo ngolu hlobo kukuphepha ukulibaziseka kweentlawulo abantu abakwi-SSI abaxhomekeke kuzo ukuze bahlawulele ukutya nendawo yokuhlala.