Ukuhlola I-Stimulus 2023
Kubonakala sengathi ngaso sonke isikhathi lapho kuthunyelwa isheke le-stimulus, kuba nekhefu lemizuzwana emihlanu ngaphambi kokuba othile abuze, “Ngakho . . . kuzoba khona elinye isikhuthazo?” (Isikhumbuzi: Isheke lesithathu lesikhuthazo lathunyelwa ngoMashi 2021). Uma ungomunye walabo bantu abazibuza ukuthi ingabe isikhuthazo sesine sizokwenzeka, sinempendulo yakho: Yebo. . . cishe ukuthi. Kunjalo kuyiqiniso, isheke lesine lokuvuselela is okwenzekayo-kodwa kuphela uma uhlala ezifundazweni ezithile eMelika.
Ingabe Ukuhlolwa Kwesikhuthazi Kwesine Kuyenzeka Ngempela?
They kukhona-kodwa aziveli kuhulumeni wobumbano njengoba kwenziwa ukuhlolwa kokuvuselela okuthathu kokugcina. Kulokhu, konke kuncike ekutheni uhlala kusiphi isimo. Kunjalo, lezi zivivinyo ezine zokuvuselela zinikezwa abantu abathile emazingeni esifunda nawedolobha manje.
Emuva lapho i-American Rescue Plan iqala ukusebenza, zonke izifundazwe ezingu-50 zanikezwa amaRandi ayizigidi eziyizinkulungwane ezingu-195 (amaRandi ayizigidi eziyizinkulungwane ezingu-500 esifundeni ngasinye) ukuze kuxhaswe ukuvuselela umnotho wazo eduze nasekhaya.1 Yinhlama eningi leyo. Kodwa nakhu okubambekayo: abanalo phakade lokusebenzisa leyo mali. Izifundazwe kufanele zithole ukuthi imali zizoyisebenzisela ini ekupheleni kuka-2024. Bese zinesikhathi kuze kube ngu-2026 ukusebenzisa yonke leyo mali.2 Lezo zinsuku eziwumnqamulajuqu zingase zizwakale zikude kakhulu, kodwa iwashi liyahamba lapha.
Ingabe Kuzoba Khona Okunye Ukuhlola I-Federal Stimulus?
Iningi labantu liyavuma ukuthi ukuthola elinye isheke elikhulu lokuvuselela amandla kuhulumeni wobumbano kuyisithombe eside kuleli phuzu. Noma kunjalo, abanye abenzi bomthetho bayaqhubeka nokufuna elinye isheke lokuvuselela ukusiza abantu baseMelika ukuthi bakhe kabusha ngenxa ye-COVID-19. Futhi ngokuhlukahluka kwe-Delta ne-Omicron laphaya, bekungenzeka yini enye isheke le-stimulus wonke umuntu? Ngeke wazi. Isikhathi kuphela esizosho, ngempela. Abantu abaningi bebengacabangi ukuthi sizobona isivivinyo sesithathu sokuvuselela—kodwa kwenzeka.
Njengoba umnotho kanye nemisebenzi kokubili kukhuphuka, isidingo sokuhlolwa kokuvuselela sincane kuneselokhu kwaqala ubhubhane. Ingasaphathwa-ke eyokuthi abantu abaningi bathola ukheshi owengeziwe njalo ngenyanga ku-Child Tax Credit. Engeza konke lokho futhi kulula ukubona ukuthi kungenzeka hhayi kube esinye isheke sokuvuselela. Kodwa uma ikhona, ungakhathazeki—sizokwazisa.
Ukuhlola Ukukhuthazwa Kwezingane 2023
Lena inzuzo eyengeziwe yabazali base-USA noma ababheki. Kuye ngeholo lakho, ungathemba izinzuzo zentela ezimbalwa kanye nokudonswa kwemali njengomzali noma umnakekeli. Ngo-2023, inani eliphakeme Lesikweletu Sentela Yengane enganeni ngayinye efanelekile lingu-$2,000 kulabo abaneminyaka engaphansi kwemihlanu kanye no-$3,000 kulabo abaphakathi kwesithupha neshumi nesikhombisa.
Inani lihlukile ngokuya ngeholo lengane kanye neminyaka, kodwa inani eliphezulu le-CTC ngu-$2,000. Kukhona futhi umbandela wokuthi iminyaka yengane akufanele ibe ngaphezu kweminyaka emi-5. Abazali noma ababheki abahlala nezingane ezineminyaka ephakathi kweyisithupha neshumi nesikhombisa bangathola kuphela inzuzo efika ku-$3,000.
I-Golden State Stimulus Check 2023
I-California inikeza i-Golden State Stimulus yemindeni kanye nabantu ngabanye abafaneleka. Lena inkokhelo yokuvuselela abanye abantu abafaka amafomu entela ka-2020. I-Golden State stimulus ihlose:
- Sekela abantu baseCalifornia abahola kancane naphakathi
- Siza labo ababhekene nobunzima ngenxa ye-COVID-19
Kubantu abaningi base-California abafanelekayo, awudingi ukuba wenze noma yini ukuze uthole inkokhelo yokuvuselela ngaphandle kokufaka imbuyiselo yakho yentela yango-2020.
Kunezinkokhelo ezimbili ezihlukene zokukhuthaza. Ungase ufaneleke kokukodwa noma kokubili. Vakashela amabhokisi angezansi ukuze uthole ulwazi olwengeziwe mayelana ne-Golden State Stimulus I kanye ne-II.
I-Golden State Stimulus I
I-California izohlinzeka ngenkokhelo ye-Golden State Stimulus emindenini nakubantu ngabanye abafanelekile. Ungathola le nkokhelo uma uthumela imbuyiselo yakho yentela yango-2020 futhi uthola i-California Earned Income Tax Credit (CalEITC) noma ifayela elineNombolo Yokukhomba Yomkhokhi Wentela (ITIN).
I-Golden State Stimulus II
I-California izohlinzeka ngenkokhelo ye-Golden State Stimulus II (GSS II) emindenini nakubantu ngabanye abafanelekayo. Ungathola le nkokhelo uma wenza u-$75,000 noma ngaphansi bese uthumela imbuyiselo yakho yentela yango-2020.
Abantu baseMelika Basebenzise Kanjani Amasheke Abo Okuvuselela?
Kube khona ezintathu-zibale-ezintathu amasheke okuvuselela afinyelela kabanzi avela kuhulumeni selokhu kwaqala lolu bhubhane. Manje njengoba sekudlule isikhathi esiningi bekhipha eyokuqala, siyabona ukuthi abantu bayisebenzise kanjani leyo mali. Ucwaningo lwethu lwe-State of Personal Finance luthole ukuthi kulabo abathole isheke lokukhuthaza:
- U-41% uyisebenzisele ukukhokhela izidingo ezifana nokudla nezikweletu
- U-38% wongiwe imali.
- U-11% uwusebenzise ezintweni ezingabhekwa njengezidingo
- U-5% utshalwe emalini
Futhi phezu kwalokho, nazi izindaba ezinhle: Idatha evela kuCensus Bureau ibonisa ukuthi ukushoda kokudla kwehle ngamaphesenti angu-40 futhi ukuntengantenga kwezimali kwehle ngo-45% ngemva kokuhlolwa kokuvuselela okubili kokugcina.25 Yinto enkulu leyo. Kodwa umbuzo lapha - uma abantu besendaweni engcono manje, kungenzeka yini ukuthi baphathe imali yabo ukuze baqinisekise izinto uhlale ngaleyondlela?
Uhlu Lokuhlolwa Kwesikhuthazo Kwesine Kugunyazwe Ezifundazweni eziyi-14
Njengoba ukwehla kwamandla emali kukhuphuka, izifundazwe eziningi seziqalile ukuthumela usizo kubakhokhintela bazo. Muva nje, izifundazwe ezingaphezu kwezingu-14 zigunyaze isheke lesine le-stimulus. Ngaphandle kwalokhu, lokhu kuhlola kokuvuselela kuzohluka ezinyathelweni zangaphambilini zokusiza ubhubhane lwe-COVID-19. Lezi zinkokhelo zizohlanganisa inhlobonhlobo yezinkokhelo zemali nezindawo ezihlosiwe. Izikhulu zikahulumeni zihlose ukudambisa i-COVID-19 kanye nemithwalo yemali yokwehla kwamandla emali.
Amazwe Afanelekile
I-Forbes Advisor yenza uhlu lwezifunda eziyi-14 ezifanele kufaka phakathi:
- California
- Colorado
- Delaware
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Maine
- E-New Jersey
- New Mexico
- Minnesota
- South Carolina
- Virginia
Isifunda ngasinye sihlinzeka ngezindlela zokufanelekela izinkokhelo zosizo. Funda kabanzi mayelana nezimo ezengeziwe ezisebenzayo okwamanje ukuze zigunyaze isivuseleli.
Izaphulelo Ezengeziwe
Isaphulelo Samandla
Enye indlela izikhulu zikahulumeni eseziqale ngayo ukungenelela kungoMthetho Wokuncishiswa Kwegesi ka-2022. Lesi senzo singanciphisa izinkokhelo zamandla ka-$100 ngenyanga. Lokhu kuzotholakala kubakhokhi bentela abafanelekile kuzo zonke izifundazwe ngo-2022. Abancikile nabo bafanelekela enye i-$100 ngenyanga.
Isakhiwo sokukhokha sizofana nezinhlelo zangaphambili zokuvuselela. Lokhu kuzovumela abafayila abashadile ukuthi bathole inkokhelo ephelele ngemali engenayo efinyelela ku-$150,000 namafayili angawodwa ahola imali efinyelela ku-$75,000. Kodwa-ke, iCongress isaxoxa ngokuthi kungenzeka yini ukunikeza izinhlelo zokukhokha ngale ndlela.
Izaphulelo Zentela
Izifundazwe ezingu-14 seziqalile ukunikeza izaphulelo zentela kubahlali bazo ezizohluka esifundeni ngasinye, ngokusekelwe emalini ekhona. Ngenkathi izwe ngalinye licubungula izindlela ezihlukene zokukhokha, abaningi benza kanjalo ngezaphulelo zentela, izikweletu ezidlulayo, ukuncishiswa kwentela yegrosa, kanye nensalela yesabelomali eyengeziwe kuhulumeni.
Abasebenza phambili
Amazwe angakhawulela isheke lesine lokuvuselela kubasebenzi abaphambili. Amazwe azodinga izinga elithile lemali engenayo yokusebenza neziguli ze-COVID-19.
Abasebenzi abangasebenzi
Ngaphezu kwalokho, izifundazwe zizokhawulela imali kubasebenzi abangasebenzi phakathi nezinsuku ezithile. Lokhu okwezakhamuzi zombuso ezingakwazanga ukusebenza ngenxa ye-COVID-19, kanye nokufinyelela emsebenzini okude.
Yini Okulandelayo KwabaseMelika
Ngezinyathelo ezengeziwe ezithathwayo, kunezinyathelo eziningi kulolu hlelo lokuxhasa ngezimali. Abenzi bomthetho kumele baphushe impumuzo esifundeni ngasinye. Nakuba kusetshenziswa izaphulelo zegesi, izibonelelo zentela, kanye namasheke okuvuselela izinzuzo kubasebenzi, ukwehla kwamandla emali okukhuphukayo kusabakhathaza. Izaphulelo ezengeziwe zizoklanywa umbuso ngamunye futhi zibe nezidingo ezihlukene zokwabiwa.
Yiziphi izifundazwe ezithola isheke elisha lesikhuthazo ngo-Agasti 2023?
Izifunda Eziyisi-7 Ezicabangela Ukuhlola Okungeziwe Kokugqugquzela Ngo-2023
Emuva ngo-2020, izinto zazibukeka zimfiliba njengoba ubhubhane lwe-Covid-19 ludlangile kanye nokungaqiniseki ngokuthi yini eyayizolandela. Kwase kuba khona ukukhanya phakathi kwabo bonke ubumnyama. Lokhu kwakungesikhathi kumenyezelwa ukuthi kuzothunyelwa amasheke okukhuthaza abantu baseMelika ababesenkingeni enkulu yezimali ngenxa yokuvalwa kwezwe.
Ngenkathi amasheke okuvuselela umnotho athunyelwa kubantu baseMelika izikhathi eziningana phakathi nalolu bhubhane, kubukeka sengathi uhulumeni wobumbano akasabhekile ukubathumela. Kodwa-ke, ezinye izifundazwe zihlela ukuthumela amasheke okuvuselela ngo-2023.
Nalu uhlu lwezifundazwe ezicubungula ukuhlolwa kokuvuselela okwengeziwe. Bona ukuthi ingabe isifunda sakho sisohlwini nokuthi uyafaneleka yini ukuthola usekelo lokukhuthaza.
California
Inani Elilinganiselwe: $200 kuya ku-$1,050, kuye ngemali engenayo, isimo sokugcwalisa, nokuthi unabo yini abondliwe. Hlola ne-California Franchise Tax Board ngeziqu ezidingekayo.
Izakhamuzi zaseGolden State zingase zizazi izinkokhelo zokuvuselela zase-California, ezake zabizwa ngokuthi “Izimbuyiselo Zentela Yesigaba Esimaphakathi,” ezitholakala ezakhamuzini ezifake intela yesifunda sase-California yango-2020 ngo-Oct. 15, 2021, futhi zahlala e-California isikhathi esigcwele ubuncane bezinyanga eziyisithupha ngo-2020.
Inqobo nje uma abantu baseCalifornia bengakwazanga ukufunwa njengabancike kwintela ka-2020 ekubuyiselweni komunye umuntu futhi bengeqi umkhawulo weholo elilungisiwe laseCalifornia - u-$250,000 kubantu abangashadile nabashadile abafaka izimbuyiselo zentela ezihlukene noma ngaphezulu kuka-$500,000 kwabanye - amathuba okuthi inkokhelo iku- indlela engxenyeni yokuqala ka-2023.
Idaho
Inani Elilinganiselwe: Ngaphezulu (1) $75 ngelungu ngalinye lomndeni noma (2) 12% wesikweletu sentela ngaphambi kwamakhredithi, izintela “ezinye”, nezinkokhelo zesaphulelo sonyaka wokuqala. Ilingana nokukhulu (1) $600 kwabashadile abafaka imbuyiselo ehlanganyelwe noma u-$300 wabo bonke abanye abafayeli, noma (2) u-10% wesikweletu sentela sango-2020 ngaphambi kwamakhredithi, izintela ezengeziwe, izinkokhelo, neminikelo.
Izibalo eziyinkimbinkimbi ezengeza isamba esikhulu kubahlali base-Idaho. Ngonyaka odlule, umbuso wakhipha izaphulelo ezimbili zentela kubahlali bonyaka ogcwele abafake izintela zentela yesifunda sase-Idaho zango-2020 nango-2021 ngo-2022. Izinkokhelo zesaphulelo zizothunyelwa unyaka wonke ka-2023 lapho izakhamuzi zase-Idaho zigcwalisa amafomu entela ngo-2022.
Maine
Inani Elilinganiselwe: U-$450 wamafayili angawodwana, u-$900 wamafayili ahlanganyelwe ekubuyiselweni kwentela yezwe ka-2021.
Kunenkokhelo ebuyekeziwe ka-2023 yezakhamizi zaseMaine ezihlala kuhulumeni isikhathi esigcwele. Bathumela imbuyiselo yentela ka-2021 ngaphambi kuka-Oct. 31, 2022. Ibizwa “Ngenkokhelo Yokusiza Amandla Wasebusika.” Inqobo nje uma i-Federal adjusted gross income (AGI) ibikiwe ngembuyiselo yentela yaseMaine yango-2021 yayingaphansi kuka-$100,000 (abakhokhi bentela abangabodwa nabashadile abafaka izimbuyiselo ezihlukene), u-$150,000 (izinhloko zemindeni), noma u-$200,000 (amafayili ashadile anembuyiselo ehlangene), abakhokhi bentela bangase bafanelekele izinkokhelo ezithunyelwe ngaphambi komhla zingama-31 kuNdasa 2023.
E-New Jersey
Inani Elilinganiselwe: Kuncike emalini etholwayo ka-2019 nokuthi izakhamizi zingabanikazi bezindlu noma abaqashile ngalowo nyaka.
Uhlelo Lwe-ANCHOR Lokusiza Ngentela luzothumela izaphulelo zika-$1,500 kubahlali baseNew Jersey ababenemizi ngo-2019, ngemali engenayo isiyonke engu-$150,000 noma ngaphansi ngo-2023. Abaqashi baseNew Jersey abanembuyiselo yentela ka-150,001 ebonisa u-$250,000 noma ngaphansi bangakwazi ukuthola isaphulelo sika-$1,000.
New Mexico
Inani Elilinganiselwe Lesaphulelo Sokuqala: U-$500 wamafayili ahlangene, inhloko yekhaya, noma abafayeli bomshado abasaphila abanemali engenayo ka-2021 engaphansi kuka-$150,000, kanye no-$250 kubahlali abangashadile nabashadile abanembuyiselo yentela ehlukene ka-2021.
Inani Elilinganiselwe Lesaphulelo sesi-2: U-$1,000 wamafayili ahlangene, inhloko yekhaya, nabasaphila, kanye nama- $500 kubahlali abangashadile nabashadile abagcwalisa ngokwehlukana ngo-2021.
Cha, awuboni okuphindwe kabili: I-New Mexico inezaphulelo ezihlelelwe izakhamuzi ngo-2023. Inqobo nje uma uthumela imbuyiselo yentela yesifunda saseNew Mexico yango-2021 ngoMeyi 31, 2023, futhi uhlale ungafunwanga njengomuntu othembele ekubuyiselweni komunye umuntu, ungase ufaneleke ukuthola inkokhelo yokuqala yokuvuselela.
Isikhuthazo sesibili siyingxenye yomthethosivivinywa ozophasiswa ekupheleni kukaMashi.
Pennsylvania
Inani Elilinganiselwe: U-$250 kuya ku-$650 kubanikazi bezindlu abafanelekayo, u-$500 kuya ku-$650 kubaqashi abafanelekayo, futhi kufika ku-$975 kubantu abathile abadala.
Uma ungumhlali wasePennsylvania okungenani oneminyaka engama-65 ubudala, umfelokazi okungenani engu-50, noma umuntu okhubazekile okungenani oneminyaka engu-18 ubudala, ungase ukwazi ukufaka isicelo senkokhelo yokuvuselela ngaphansi “Kwentela Yempahla/Irenti. Uhlelo lwesaphulelo. Umkhawulo wemali engenayo yonyaka ngu-$35,000 wabanikazi bezindlu kanye no-$15,000 wabaqashi.
Futhi qaphela ukuthi u-50% wezinzuzo Zokuvikeleka Komphakathi azibandakanyiwe, kanye nokwehliswa ukuya ku-70% wanoma isiphi isaphulelo sentela yendawo sango-2021.
South Carolina
Inani Elilinganiselwe: Lokhu kuncike esimweni sakho sokugcwalisa isikweletu sentela yentela yaseNingizimu Carolina yango-2021, susa amakhredithi, nenani lesaphulelo elifinyelela ku-$800.
Ngenxa yeSiphepho u-Ian, izaphulelo zaseNingizimu Carolina zilethwa ngezigaba ezimbili. Lokhu kuya ngosuku othumela ngalo imbuyiselo yakho yentela ngo-2021 neSouth Carolina.
Abantu abafake ngo-Okthoba 17, 2022, bazobe sebenayo imali. Labo abaphuthelwe umnqamulajuqu kodwa bafake ngaphambi komhla ka-Feb. 15, 2023, kufanele bathole amasheke ngoMashi 31, 2023.
Uma uyisakhamuzi saseNingizimu Carolina futhi uzibuza ngesimo sesheke lakho, sebenzisa i-tracker yoMnyango Wezezimali waseNingizimu Carolina ukuze ubeke iso ukuze uthole isaphulelo sakho.
Ingabe amasheke okuvuselela akhokhiswa intela?
Njengebhonasi eyengeziwe, izinkokhelo zokuvuselela azikhokhiswa intela ku-IRS. Lokhu kukunika imali eyengeziwe ongasebenza ngayo lapho ukhokha izikweletu zakho, wakha i-akhawunti yakho yokonga, noma usebenzisa imali yakho yokukhuthaza.
Iphuzu Eliyinhloko
Uma unenhlanhla yokuthola usizo lwezezimali oluvela esifundeni sakho kulo nyaka, yenza uhlelo lokuthi ungayisebenzisa kanjani imali yokuvuselela. Ngisho nenani elincane lingasiza ekuvimbeleni ukukhokha sekwephuzile ekukhipheni umbiko wakho wesikweletu. Lokhu kwenzeka uma uyisebenzisela ukwenza okungenani izinkokhelo ezincane emakhadini akho esikweletu ngaphambi kosuku lomnqamulajuqu.
Uthola inkokhelo enkulu yokuvuselela? Cabangela ukukhokha isikweletu sekhadi lesikweletu elinenzalo ephezulu ukuze uthuthukise isikolo sakho. Ungase futhi usebenzise imali ukuze uthuthukise (noma uqale) isikhwama sezimo eziphuthumayo ukuze ulungiselele izindleko ezingalindelekile kanye nokukhuphuka nokwehla kwezomnotho. Ukugcina isikolo sakho sesikweletu sisezingeni eliphezulu kuzokusiza futhi ukuthi ubhekane nezivunguvungu zomnotho. Cabangela ukubhalisela isevisi yamahhala yokuqapha isikweletu ye-Experian ukuze ulandelele isikolo sakho; uzokwazi ukuthola izexwayiso zezinguquko embikweni wakho wesikweletu ukuze uvimbele ukuntshontshwa kobunikazi.
Yiziphi izifundazwe ezithumela amasheke esaphulelo engeziwe?
Ukuhlolwa kwe-Stimulus ibe yingxenye ebalulekile yemizamo yokusiza kwezomnotho, ihlinzeka ngosizo lwezezimali kubantu ngabanye nasemindenini ngezikhathi zokungaqiniseki kwezomnotho.
Njengoba singena ku-2023, ezinye izifundazwe I-united states bathatha izinyathelo ezengeziwe zokuthuthukisa umnotho wabo futhi bakhulule abahlali babo. Lokhu kwenziwa ngokukhipha amasheke esaphulelo engeziwe. Kulesi sihloko, sizohlola izifunda ezithumela amasheke amaningi esaphulelo njengengxenye yemizamo yazo yokuvuselela.
Yiziphi izifundazwe ezithumela amasheke esaphulelo engeziwe?
California:
I-California ibihamba phambili emizamweni yokuvuselela amandla, futhi ngo-2023, iyaqhubeka nokuhlinzeka ngokukhululeka ngokwezimali kubahlali bayo. Umbuso uthumela amasheke esaphulelo engeziwe kubantu abafanelekayo nemindeni njengengxenye yohlelo lwawo lokuvuselela umnotho. Lawa masheke ahlose ukugqugquzela ukusetshenziswa kwemali nokweseka amabhizinisi endawo, anikeze ukuthuthuka okudingeka kakhulu emnothweni waseCalifornia.
I-New York:
INew York ingesinye izwe esithumele amasheke esaphulelo engeziwe kubahlali baso. Uhulumeni wezwe uyazibona izinselele zezomnotho eziqhubekayo izakhamuzi zawo ezibhekene nazo futhi ufuna ukudambisa imithwalo yezezimali ngokunikeza usizo olwengeziwe lwezezimali. Lokhu kuhlolwa kwesaphulelo kuklanyelwe ukusekela abantu ngabanye nemindeni njengoba bezulazula ekutholeni usizo.
Texas:
I-Texas ijoyine izigaba zezifunda ezithumela amasheke esaphulelo amaningi ngo-2023. Ngokubona umthelela wobhubhane emnothweni wezwe, iTexas ihlose ukuhlinzeka ngosekelo lwezezimali oluqondile kubahlali bayo. Lokhu kuhlolwa kwezaphulelo kunikeza impumuzo kubantu ngabanye nasemindenini, okubasiza ukuba bahlangabezane nezidingo zabo ngokushesha futhi kube negalelo ekuvuseleleni umnotho wombuso.
Florida:
IFlorida futhi isebenzisa izindlela zokweseka izakhamizi zayo ngokusebenzisa amasheke esaphulelo angeziwe. Uhulumeni wezwe uyakubona ukubaluleka kosizo lwezezimali ngezikhathi ezinzima. Ukuhlolwa kwesaphulelo kuhloselwe ukukhulula nokugqugquzela umsebenzi wezomnotho.
Imizamo yalezi zifundazwe yokuthumela amasheke esaphulelo engeziwe ibonisa ukuzibophezela kwazo ekwesekeni izakhamuzi zazo kanye nokugqugquzela ukusimama komnotho. Ngokuhlinzeka ngosizo lwezezimali oluqondile, bahlose ukudambisa ubunzima bezezimali abantu ngabanye nemindeni, ekugcineni bakhuthaze umnotho wendawo futhi bakhuphule ukusetshenziswa kwemali kwabathengi.
Njengoba singena ku-2023, izifundazwe ezimbalwa e-United States zithatha izinyathelo ezisheshayo ukuze zinikeze isikhuthazo esingeziwe ngokuhlolwa kwesaphulelo. States like California, New York, Texas naseFlorida bayakubona ukubaluleka kokweseka abahlali babo ngezikhathi ezinzima.
Kubalulekile ukuthi uhlale unolwazi mayelana nemibandela ethile yokufaneleka kanye nezinqubo zokusabalalisa lokhu kuhlolwa kwesaphulelo esifundeni ngasinye, njengoba zingahluka.
Ingabe (Ukukhubazeka Kokuvikeleka Komphakathi) i-SSI Izothola Ukuhlolwa Kwesine Kwesikhuthazo ngo-2023?
Kungenzeka ukuthi ufunde izindatshana noma ubukele amavidiyo athunyelwe ku-inthanethi ngekota yokugcina ka-2022 athembisa umjikelezo wesine wezinkokhelo zokuvuselela. Uma uchofoza esihlokweni noma kuvidiyo, kuthatha imizuzu embalwa ngaphambi kokuthi "uchwepheshe" avume ukuthi kuthatha isenzo seCongress ukugunyaza izinkokhelo futhi inikeze noxhaso oludingekayo lokungena kwe-SSI yokuvuselela ngo-2023.
Abameli be-London Ukufaneleka bayaziqhenya ngokukunikeza ulwazi olunembile mayelana Nemali Engenayo Yokuphepha Eyengeziwe, Umshwalense Wokukhubazeka Komphakathi, nezinye izinhlelo zezinzuzo ezitholakala Ngokuphathwa Kwezokuphepha Komphakathi. Esikhundleni sokuqagela, abameli bethu abakhubazekile basebenzisa ulwazi lwabo ngezinhlelo Zokuvikeleka Komphakathi kanye nolwazi lwemithetho neziqondiso. Bakunikeza izeluleko ezithembekile nokumeleleka ongakwethemba futhi uthembele kukho.
Lesi sihloko sibheka amasheke okuvuselela abantu abawathola ezigabeni zokuqala zobhubhane. Iphinde ibheke ukuthi iCongress ayikakwenzi kanjani ukuthi i-SSI ithole isheke lesine lokuvuselela ngo-2023. Nokho, kunezinhlelo ezifundazweni ezingu-18 ezinikeza abakhokhi bentela isaphulelo sentela noma enye indlela yokukhokha. Lokhu okokwenza kube lula umthwalo wezezimali wezintengo ezikhuphukayo zemikhiqizo namasevisi omthengi.
Izinhlelo ze-Federal stimulus
Ezinsukwini zokuqala zobhubhane lwe-COVID-19, lapho kucaca ukuthi abantu bahlukumezeka kwezomnotho ngenxa yokuntuleka kwemisebenzi okubangelwa amabhizinisi amisa ukusebenza, iCongress yaphasisa umthetho ogunyaza izinkokhelo zokukhuthaza. Umjikelezo wokuqala wezinkokhelo waqala ngoMashi 2020 lapho umuntu omdala ngamunye ofanelekayo ethola u-$1,200 nomunye u-$500 enganeni ngayinye engaphansi kweminyaka engu-17. Abanye abantu bathola ngaphansi kwenkokhelo ephelele engu-$1,200 uma beno-$75,000.
Omunye umjikelezo wokukhokha ugunyazwe ngoDisemba 2020. Abantu abadala nezingane ezifanelekayo ezingaphansi kweminyaka engu-17 bathole u-$600. Imikhawulo yemali engenayo esetshenziswe emzuliswaneni wokuqala iyasebenza nasezinkokhelweni zikaDisemba 2020.
Ngenkathi abaphathi bakaTrump bethatha izintambo ngo-2021, iCongress yaphasisa uMthetho Wohlelo Lokuhlenga LwaseMelika wango-2021. Umthetho ugunyaze ukukhokhwa kuka-$1,400 kubantu ngabanye kanye no-$2,800 kwabashadile abafaka imbuyiselo yentela yeholo ngokuhlanganyela. Kuphinde kwaba nenkokhelo engu-$1,400 yabondliwa, okuhlanganisa nabantu abadala ababondlayo.
Ngokusho kwabe-Internal Revenue Service, abebejutshwe ukuthi bathole izimali zokukhuthaza abantu abafanelekile, zonke izinkokhelo zemizuliswano emithathu sezikhishiwe. Uma ubufaneleka ukukhokha futhi ungayitholanga, ungafuna Ikhredithi Yesaphulelo Sokutholwa ezimbuyiselweni zakho zentela yemali engenayo yango-2020 noma yango-2021. Kungase kudingeke ukuthi ugcwalise imbuyiselo echitshiyelwe yomunye noma yomibili iminyaka yentela uma usuvele ugcwalise ngaphandle kokufuna ikhredithi.
Izinhlelo Zokugqugquzela Ezixhaswe Nguhulumeni Ziqale ngo-2022
Yize uhulumeni wobumbano engazigunyazi izinkokhelo zokuvuselela, uma uthola isheke le-SSI ngo-2023, ungase ube nelungelo lemali evela esifundeni ohlala kuso. Izifundazwe eziyishumi nesishiyagalombili zinezinhlelo zokuhlinzeka izaphulelo kubakhokhi bentela noma ezinye izinkokhelo zesikhathi esisodwa ukuze zinikeze usizo lwezezimali ezakhamuzini zazo okungenzeka zibe nobunzima bokuthola imali yokuziphilisa ngokwehla kwamandla emali okwenza izimpahla namasevisi abathengi abize kakhulu. Ezinye zezifundazwe ezihlinzeka ngezinhlelo zifaka:
ECalifornia: Abantu abafake imbuyiselo yentela kahulumeni yonyaka wentela ka-2020 bafaneleka ukuthola imbuyiselo yentela esezingeni eliphakathi engaba ngu-$1,050. Izinkokhelo kufanele zikhishwe ngoJanuwari 2023.
E-New Jersey: Uma ubungumnikazi wendlu noma uqashile esifundazweni ngo-Okthoba 1, 2019, ungase ufaneleke ukuthola uhlelo lokusiza intela. Ngokuya ngemali oyitholayo, ungathola imali efinyelela ku-$1,500 uma izinkokhelo zicutshungulwa ngo-2023.
I-Virginia: Uma ukhokhe intela yemali engenayo eVirginia ngo-2021, ungase ufanelekele ukuthola isaphulelo sika-$500.
Khumbula ukuthi izifunda ezingu-18 ezinezinhlelo azixhumene nezinhlelo ze-federal stimulus ngo-2020 nango-2021. Kuzothatha isenzo seCongress ukuze umzuliswano wesine wezinkokhelo zenhlangano zigunyazwe futhi zixhaswe.
Ungase Uthole Ukungena Okungeziwe kwe-SSI ngo-2023 Phakathi Nezinyanga Ezithile
Ungathola ukungena kwe-SSI okungaphezu kokukodwa kwanyanga zonke ngo-2023, kodwa akuhlangene nezinkokhelo zokuvuselela. Njengomthetho ojwayelekile, izinzuzo ze-SSI zikhokhwa kanye ngenyanga ngosuku lokuqala lwenyanga. Kodwa-ke, uma usuku lokuqala lwenyanga luyimpelasonto noma iholidi lombuso, inkokhelo yakho ye-SSI izocutshungulwa ngosuku lokugcina lwebhizinisi ngaphambi kosuku lokuqala lwenyanga.
Isibonelo, uJanuwari 1, 2023, ube yiholide lombuso nangeSonto. Lokhu kusho ukuthi abahlomuli be-SSI bathole izinkokhelo zabo zanyanga zonke ngoDisemba 30, 2022, okusho ukuthi uthole amasheke amabili kuleyo nyanga. Inhloso yokwenza izinkokhelo ngale ndlela ukugwema ukubambezeleka kwezinkokhelo abantu abaku-SSI abathembele kuzo ukuze bakhokhele ukudla nendawo yokuhlala.